It is a money back plan for the tenure of 20 Years with a premium payment of 15 Years. Survival Benefit will be payable every after 5 years @ 20 % of Basic Sum Assured. On Maturity, balance 40 % of Sum Assured and vested reversionary bonuses with Final Additional Bonus will be payable in lump sum. The policy can be taken by any person between the ages of 13 years to 50 years.

Money Back Plan with Saving & Protection

Part of Sum Assured is payable after every 5 years in the form of Survival Benefit. Ideal to fulfil periodic goals. Also, enjoy maturity benefits at the end of the Term.

Life Protection with Guaranteed Returns

In case of Unfortunate demise during policy term, an amount equal to Sum Assured plus bonus will be payable without deduction of Survival Benefits paid earlier.

Profit Sharing as per Valuation

Every year, LIC declares valuation results.
As per valuation result declared by LIC, profit is being shared among all policyholders as bonus.

Fulfilment of Goals

Periodic Survival Benefits in the form of Money back. Ideal for those who has short term goals like dream vacation, taking new house, children education.

Additional Accident Benefit

By paying small extra premium amount, you can secure your life for high insurance protection on natural or accidental death by opting DAB and Term Rider.


Avail Tax benefit on premium paid

Tax Free Maturity Amount

Tension Free Claim Settlement


Entry Age13 Years Completed age50 Years Nearest birthday
Term20 Years
PPT15 Years
Maturity age70 Years nearest age
Sum Assured₹ 1,00,000/-No Limit
Mode of PaymentYearly, Half Yearly, Quarterly, Monthly, S.S.S., Monthly (ECS)

Sum Assured shall be available in multiples of ₹ 5,000/-

DAB Conditions

Minimum Sum Assured :- ₹ 1,00,000/-

Maximum Sum Assured :- ₹ 1,00,00,000/- sub. to not exceed to the Sum Assured under the basicPlan.

Minimum Entry Age :- 18 years completed

Maximum Entry Age :- 50 years nearest birthday

Maximum Maturity Age :- 70 years nearest birthday

Sum Assured shall be available in multiples of ₹ 5,000/-


Term Rider Conditions

Minimum Age At entry : 18 Years (Completed)

Maximum Age At entry : 60 Years nearest birthday

Minimum Sum Assured : ₹ 1,00,000/-

Maximum Sum assured : ₹ 25,00,000/-

Maximum Maturity Age : 70 Years nearest birthday

Sum Assured shall be available in multiples of ₹ 5,000/-