It is the ideal combination of Endowment and Whole Life Plan. It provides maturity at the end of premium paying term and after maturity, offers you whole life free risk cover without paying any premium thereafter. Policy can be availed with duration of 15 years to 35 years and can be taken any person between the age group of 18 years to 50 years.

Lump sum payment at the end of Term

It gives a lump sum amount at the end of term, to take care of important milestones in your life like retirement needs, children’s education, and children’s marriage.

Life Time Financial protection against Death

In case of unfortunate demise during premium paying term, Sum Assured with Bonuses will be payable. Also after maturity, Sum Assured will be payable on death.

Profit Sharing till Maturity

Every year, LIC declares valuation results.
As per valuation result declared by LIC, profit is being shared among all policyholders as bonus.

Additional Accident Benefit

By paying small extra premium amount, you can secure your life for high insurance protection on natural or accidental death by opting DAB and Term Rider.


Tax benefit on Premium

Tax exemption on Maturity

Tension Free Claim Settlement


Entry Age18 Years Completed50 Years Nearest birthday
Term15 Years35 Years
PPTEqual to Term
Maturity age75 Years Nearest birthday
Sum Assured₹ 1,00,000/-No Limit
Mode of PaymentYearly, Half Yearly, Quarterly, Monthly, Monthly (ECS) and through salary deductions (SSS)

The basic Sum Assured shall be in multiples of ₹ 5,000/-

DAB Conditions

Minimum Sum Assured : ₹ 1,00,000/-

Maximum Sum Assured : ₹ 1,00,00,000/- not exceed to the basic sum assured

Minimum Entry Age : 18 Years completed

Maximum Entry Age : 70 Years nearest birthday

Maximum Maturity Age : 70 Years nearest birthday

Sum Assured shall be available in multiples of ₹ 5,000/-

Term Rider Conditions

Minimum Age At entry : 18 Yrs (Completed)

Maximum Age At entry : 60 Yrs (NBD)

Minimum Sum Assured : ₹ 1,00,000

Maximum Sum assured : ₹ 25,00,000

Maximum Maturity Age : 75 Yrs (NBD)

Sum Assured shall be available in multiples of ₹ 5,000/-